Our Services

We have over 70 years combined experience as financial advisors and specialize in holistic financial planning for individuals and companies.

We understand the importance of our role in our clients lives and therefore realize the responsibility we have to ensure that our clients are well informed about the cover they have and what is available to them.

We are contracted with most of the major insurers in South Africa. We can therefore supply our clients with quotes from the different insurers and guide them in choosing the right company and product for their specific needs.

  • Personal Insurance – 90%
  • Business Insurance – 95%
  • Employee Benefits – 90%
Isimilo Investments financial services includes personal financial planning

Personal Insurance

We assist our clients with a product for a specific need, but we also specialize in doing a comprehensive financial needs analysis to ensure that they are correctly insured in case of any unforeseen events.

We can assist in the following categories of personal financial planning:

  • Risk Benefits
  • Medical Aid
  • Gap cover
  • Investments
  • Retirement planning
  • Wills and Estate Planning

Business Insurance

We can assist business owners to implement structures to ensure business continuity in the event of an unforeseen death or disability of business owners or key persons:

This includes advice regarding the following products:

  • Key Person insurance
  • Buy-and-sell agreements
  • Contingent Liability

Employee Benefits

Most employees do not have access to proper financial planning and therefore often leave their loved ones or themselves destitute in the tragic event of early death or disability. By providing compulsory Group Risk benefits the employers assist their employees in providing some cover if a claim event occurs. In many cases this is the only benefits payable for these employees and greatly reduces the financial burden on themselves or their families.

We do not only help employers to implement these products, but we also spend time with each employee with financial planning and ensure that the risk products and retirement provision available on the fund is sufficient for their need. Where it is not, we will guide the employee to choose a personal financial product that is suitable to their individual need.

We are able to assist with the following Employee benefit products:

  • Group medical aid
  • Retirement funds
  • Group risk products
  • Group Gap Cover

Short-term Insurance

We are contracted with most insurers and are able to acquire very cost-effective quotes and products for our clients.

We specialize in personal, business, commercial and marine insurance.

As part of the special service we provide, we update vehicle values bi-annually. We also ensure that the premiums of our clients remain market related and if not, we requote at other companies and move clients when prudent to do this.